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Choose your loan option and complete the requirements

There are several options available for student loans. If you have accepted a financial aid award offer containing student or parent loans, or if you decide to borrow a private loan, you must follow the instructions below before your loan can be disbursed into your account.

Option 3

Graduate/Professional Student PLUS Loans

More information about Graduate/Professional PLUS loans.

Directions for next steps for Grad PLUS Loan.

If you are a graduate or professional student, a Federal Direct PLUS loan can help pay for your education expenses not covered by other financial aid.

You must submit an application to www.studentaid.gov to start the Direct PLUS Loan process.

  1. Complete the Graduate/Professional PLUS Loan Application

    Log in with your FSA ID. A credit check will be completed within the application. The parent will specify the loan amount, load period, and more.

  2. Complete a Graduate Loan Agreement / Master Promissory Note (MPN)

    Use your FSA ID to complete a MPN on www.studentloans.gov
Option 4

Private (Alternative) Loans

Available for students who are not eligible for federal loans or for those who need assistance beyond their federal financial eligibility

  1. Apply for Private (Alternative) Loans if needed

    Go to elmselect.com for more information on private loans. Arrange for a cosigner if needed. Proceeds from private loans will not disburse until at least 6 days after a loan is approved.