Accident and Cancer Insurance

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The Colorado Mesa University Health Insurance Plans are designed to provide each employee a choice in the level of medical insurance coverage they feel they need for themselves and their family. Our Medical Plans provide a variety of comprehensive coverage, however an individual may still have out of pocket expenses depending on the coverage selected and the medical situations which may arise.

For this reason, Colorado Mesa University provides several supplemental insurance coverage through Lincoln Financial Group. These coverage's include Accident Insurance and Cancer Insurance.

Accident Insurance 

Designed to help see you through the different stages of care due to an Accidental Injury such as a broken bone, separated joint or a catastrophic accident. Benefits are designed to help cover the cost of out of pocket expenses such as deductibles, office visit co-pays and transportation and lodging cost. The plan provides benefits for initial care and treatment, in addition to follow-up care you may need.

Cancer Insurance 

Offers the protection you need to concentrate on what is most important - your care.

• Benefits are paid directly to employees to help with out of pocket expenses.
• Pays a lump-sum cash benefit upon diagnosis of a critical illness or event.
• Covered conditions include heart attack, cardiac arrest, stroke, renal failure and organ failure.
• You can take your coverage with you even if you change jobs or leave your employment.
• Flexible coverage options for employees and their families.

Hospital Indemnity Insurance 

 Health insurance is essential, but it doesn’t cover everything. Some additional expenses are expected — such as deductibles and copays — and others are not, like additional personal expenses. Put them all together, and the supplemental coverage delivered by hospital indemnity insurance can make a difference when it matters the most. Hospital indemnity insurance pays a lump-sum cash benefit if a covered employee or family member is admitted to a hospital due to an illness or injury. It’s up to the employee how to spend it — they can pay health expenses, their mortgage or other bills, or anything else they find helpful.

For more information about Accident Insurance and Cancer Insurance you may contact the Human Resources Office to request a brochure.