Faculty and Administrative Staff Benefits

Colorado Mesa University is authorized by the Board of Trustees to offer a broad array of benefits to its professional staff. The benefits are subject to change, from time to time, at the direction of the Trustees. Additional information about specific benefits and copies of plan documents may be obtained from the Office of Human Resources. To the extent this policy conflicts with the plan documents, the plan documents are controlling.

Benefits eligible Faculty and Administrative Staff are those employees with appointments of at least a 0.75 FTE during the fiscal year. Benefits are effective the first day of the month following the date of hire. If the date of hire is the first day of the month, benefits begin immediately.

2020 Benefit Information

2020 High Level Plan Summary / 2020 Benefit Guide

PPO 350 Summary of Benefits

HMO 1250 Summary of Benefits

PPO HDHP 3500 Summary of Benefits

HMO 5000 Summary of Benefits



Employee Assistance Program: Mental Health & Wellness



RMHP Medical Change Form

RMHP Medical Disenrollment Form

RMHP Medical Enrollment Form

RMHP Medical Waiver Form



Delta Dental Form (use to change, add or drop coverage)



Vision Care Direct Form (use to change, add or drop coverage)


Flexible Spending/Section 125

24HourFlex Enrollment Form (use for Medical FSA/Dependent Care FSA/Limited Purpose FSA)

This form is also used to designate Section 125, pre-tax or post-tax premium deductions.


Health Savings Account

Home Loan HSA Application

HealthEquity HSA Application

HSA Contribution Form


Life & Disability

OneAmerica Enrollment/Change Form

OneAmerica Beneficiary Form

Employee Benefits:

Colorado Mesa University Faculty and Administrative Staff have four Medical Insurance Plans available, all provided by Rocky Mountain Health Plans. Eligible employees may enroll effective the first day of the month following their date of hire.

Medical Plans: (click on the link below to review the plan description) Medical Benefit Plan Comparison

Plan Employee Cost
(Wellness Qualify)
Employee Cost
(Wellness Non Qualify/
Non Participant)

* Premiums are listed as semi-monthly rates (24 pay periods/year) *

Good Health PPO 350

Employee Only $150.31 $175.31
Employee & Family $392.34 $417.34

Good Health HMO 1250

Employee Only $72.78 $97.78
Employee & Family $189.94 $214.94

Good Health PPO HDHP 3500
 (HSA Eligible)

Employee Only $36.02 $61.02
Employee & Family $92.82 $117.82

Good Health HMO (Non HSA Plan)

Employee Only $25.16 $50.16
Employee & Family $64.30 $89.30

RMHP 2020 Notifications:

Amendments: None

Annual Notices: None

HSA (Health Saving Account) - Employees enrolled in the PPO HDHP may choose to enroll in a Health Savings Account. 2020 HSA Plan limits are $3,550 for an employee only and $7,100 for an employee with family coverage.

CMU partners with HealthEquity and Home Loan State Bank for employees who are enrolled in the PPO HDHP and wish to enroll in a Health Savings Account (HSA). To read more about the HSA, please visit the following web site: http://www.treas.gov/resource-center/faqs/Taxes/Pages/Health-Savings-Accounts.aspx


Rally Health - Each year during Open Enrollment, which takes place in November for a January 1 effective date, employees may choose to participate in the CMU Employee Wellness Program. The program is designed to give you the information and tools you need to make or sustain positive lifestyle choices. By participating, employees have an opportunity to receive an incentive towards lowering their monthly health insurance premium.

2020 Employee Wellness Program Information

2020 Wellness Program Notice & Consent


Additional Links, Forms and Contact Information:

Rocky Mountain Health Plans

Customer Service 970.243.7050


Doctor On Demand

RMHP Change Form

RMHP Claim Form

RHMP Enrollment Form

Affidavit for Common Law Spouse

Affidavit of Domestic Partnership



Dental Insurance is available to benefits eligible Faculty and Administrative Staff, effective the first day of the month following their date of hire. An Indemnity Dental Benefit Plan is provided by Delta Dental. Delta Dental allows you to visit any dentist you choose by providing both in-network and out-of-network coverage. Please refer to the Dental Plan Summary for details.

Dental Plan Total Cost Employee Cost
Semi-monthly premiums (24 pay periods/year)
Employee Only
Employee and Family

Additional Links, Forms and Contact Information:

Dental Plan Summary

Dental Plan Certificate

Delta Dental Web Access

Delta Dental Eye Med Program


Delta Dental Customer Service 1.800.610.0201

Vision Care Direct is committed to providing Colorado Mesa University Faculty and Staff with superior quality and professional vision care. Vision Care Direct provides a membership plan to cover routine exams and materials based on the plan you may choose.


Platinum Complete

Gold Complete

Platinum Materials Only

Gold Materials Only

Exam Only

Premiums are listed as semi-monthly (24 pay periods/year)



$4.48 $2.75

Employee + 1

$7.96 $5.50
Emp + Family $13.09
$9.11 $8.59

Additional Links, Forms and Contact Information:

Summary of Vision Plan


Colorado Mesa University offers a Flexible Benefit Plan to benefits eligible Faculty and Administrative Staff. The Flexible Benefit Plan is provided by 24HourFlex and is made possible by Sections 105, 106, 126 and 129 of the Internal Revenue Code. There are three separate and optional components under the Plan: Pre-Tax Insurance Premium Payments, Health Care Spending Account, and Dependent Care Spending Account. These options provide you with the opportunity to pay some of your insurance premiums and other eligible family expenses with pre-tax dollars.

2020 Healthcare FSA Limit: $2,750

2020 Dependent Care FSA Limit: $5,000


Additional Links, Forms and Contact Information:

2020 Flexible Spending Plan Summary

Flexible Spending Enrollment Form

Flexible Spending 2020 Plan Rules

Medical FSA Information

Dependent Care FSA Information

Tax Savings Calculator

File a Claim


Basic Life Insurance

Colorado Mesa University provides group term life and accidental death and dismemberment to all benefits eligible Faculty and Administrative Staff through OneAmerica. Coverage is equal to 2x the employees basic annual earnings to a plan maximum of $400,000. The life amount reduces by 35% at age 70 and to 50% of the original amount at age 75. Colorado Mesa University pays the full premium of the group term life and AD&D policy, there is no cost to the employee.

Colorado Mesa University also provides dependent life insurance, at no cost to the employee of $2,000 for an employees spouse and dependent children.

Optional Life Insurance

Optional Life Insurance is also available through OneAmerica. Employees may choose to purchase up to 5x their annual base salary to a maximum policy of $500,000. You may also choose to purchase optional life insurance for your spouse up to $100,000 (not to exceed 50% of the employee's policy) and for dependent children in the amount of $10,000.

Additional Links, Forms and Contact Information:

Benefit Highlight - Basic Life and AD&D Insurance

Benefit Highlight - Optional Life Insurance

Rates - Employee Optional Life Insurance

Rates - Spouse & Child(ren) Optional Life Insurance

OneAmerica Beneficiary Form

OneAmerica Customer Service 1-800-249-6269 (Policy Group #G00615334-0000-000)

Long Term Disability benefits are provided to all benefits eligible Faculty and Administrative Staff through OneAmerica. Colorado Mesa University covers 100% of the LTD monthly premium, providing the benefit at no cost to the employee. The Long Term Disability benefit replaces 66% of your gross monthly earnings, less income you may receive from other sources (such as Worker's Compensation, PERA disability, etc.) Benefits begin after the end of the elimination period of 90 days and continue as long as you remain disabled, up to the point specifically outlined in the disability certificate. OneAmerica Customer Service 1-800-249-6269

Benefit Highlight - Long Term Disability


Short Term Disability is a voluntary coverage offered to benefit eligible Faculty and Administrative Staff through OneAmerica. If you become unable to work because of a covered injury, illness or pregnancy, short-term disability could pay a percentage of the your income when you need it most. Employees may elect up to 60% of their weekly salary to a maximum of $2,000 per week in coverage. Benefits begin on the 30th day of being unable to work due to an illness or injury. Coverage can continue for up to 9 weeks. Short Term Disability coverage is a contributory coverage, meaning employees are responsible for paying the monthly premium through payroll deduction.

Benefit Highlight - Short Term Disability

The Colorado Mesa University Health Insurance Plans are designed to provide each employee a choice in the level of medical insurance coverage they feel they need for themselves and their family. Our Medical Plans provide a variety of comprehensive coverage, however an individual may still have out of pocket expenses depending on the coverage selected and the medical situations which may arise.

For this reason, Colorado Mesa University provides several supplemental insurance coverage through Colonial Life Supplemental Insurance. These coverage's include Accident Insurance and Cancer Insurance.

Accident Insurance is designed to help see you through the different stages of care due to an Accidental Injury such as a broken bone, separated joint or a catastrophic accident. Benefits are designed to help cover the cost of out of pocket expenses such as deductibles, office visit co-pays and transportation and lodging cost. The plan provides benefits for initial care and treatment, in addition to follow-up care you may need.

Cancer Insurance offers the protection you need to concentrate on what is most important - your care. Features of Colonial's Cancer Insurance include:

  • Pays regardless of any other insurance you have with other insurance companies.
  • Provides a cancer screening benefit that you can use even if you are never diagnosed with cancer.
  • Guaranteed renewable as long as premiums are paid when due.
  • Benefits paid directly to you unless you specify otherwise.
  • You can take your coverage with you even if you change jobs or leave your employment.
  • Flexible coverage options for employees and their families.

For more information about Accident Insurance and Cancer Insurance you may contact the Human Resources Office to request a brochure or visit the Colonial Life Insurance web site.